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Check your credit reports and get your credit score." data-reactid="23"1.Check your credit reports and get your credit score. It’s a good idea to review them so you don’t end up in the situation Norma found herself in, getting denied due to a mistake or negative items you weren’t aware of on your credit reports.These companies include Clear Blue Debt Solutions, Synergy Debt Group, and others.The advertising and often the commission based salespeople of many of these companies can be very misleading.Your credit report should also list most, if not all, of your debts, which will help you with the second step." data-reactid="24"You can get your credit reports from each of the three major credit reporting agencies for free once a year at Annual Credit It’s a good idea to review them so you don’t end up in the situation Norma found herself in, getting denied due to a mistake or negative items you weren’t aware of on your credit reports.

I plan not to use either of the cards again now or after they are paid off.

There are times when your financial circumstances may prevent you from repaying your debts in full.

In such circumstances your creditors may be open to negotiate with you or a third party a repayment amount that is less than the full value of the debt that you currently owe.

We are a non-profit service, and we are here to help.

Since October of 2010, Canada has been flooded with American debt settlement companies looking to make money off of Canadians who are struggling with their debts.

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